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The Importance of Filing a Police Report After a Car Accident

Following a car accident, most people are, understandably, overwhelmed. Between seeking medical care for any injuries, talking to the other driver, and dealing with car repairs, filing a police report may not be the first thing on your mind. However, in Florida, all accidents must be filed for a police report if there’s more than $500 in property damage, if there are any complaints of injury, or if the accident was caused by an intoxicated driver. 

Regardless of these requirements, filing a police report is important for your insurance claim after a police report. Here’s why:

Record Contact Information

Contact information for the other driver and his or her insurance company will be included in the police report. The report may also include contact information for any witnesses of the crash. This information will become necessary when you file an insurance claim.  Continue reading “The Importance of Filing a Police Report After a Car Accident”

What to Consider When You’re Hiring a Lawyer for Insurance Claims

The insurance claim process can be complicated, to say the least. Insurance claims are frequently denied, making it difficult to receive the compensation that you deserve after an accident. 

In many cases, people need legal representation to get their insurance claims approved on time and in full. Read on to learn about the factors to consider when hiring an insurance claim lawyer. 

When To Hire a Lawyer For an Insurance Claim

First off, let’s cover the types of insurance claims that you’ll likely need an attorney’s help to settle successfully: Continue reading “What to Consider When You’re Hiring a Lawyer for Insurance Claims”

Tips For Dealing With A Difficult Insurance Claim Adjuster

Filing an insurance claim after a car accident, hurricane, or another unforeseen event can be stressful, to say the least. But, if you’re assigned a difficult insurance claim adjuster, the claims process can become far more complicated. 

To simplify the claims process with a challenging adjuster, follow these tips:

Study Up On The Florida Insurance Claims Process. 

Understanding the Florida insurance claims process can give you confidence in dealing with a difficult adjuster. Knowledge is power, after all! Thankfully, there are many online, easy-to-understand resources that provide valuable information about the claims process. We also offer information on our website about insurance claims and when it’s time to reach out to an insurance attorney.  Continue reading “Tips For Dealing With A Difficult Insurance Claim Adjuster”

Understanding Collective Bargaining in Florida

Collective bargaining refers to the process of negotiating contracts with an employer through a chosen bargaining agent to determine the worker’s pay, hours, benefits, time off, safety restrictions, work-life balance, etc. It’s used as a way for workers to resolve workplace issues. 

Understanding the collective bargaining process in Florida can help employees more effectively resolve issues and concerns. 

Collective Bargaining Basics

Generally, employees use a labor union as a representation for collective bargaining. The goal of this process is to settle on an agreement or contract (often called a collective agreement) that presents and settles employees’ grievances. Additionally, collective bargaining typically takes place when workers’ contacts are being changed or are up for renewal.  Continue reading “Understanding Collective Bargaining in Florida”

Why Labor Unions Need Legal Representation

There are notable reasons, beyond collective bargaining, why labor unions need representation. 

What is a Labor Union?

A labor union serves as a mediator between employees (union members) and employers. It grants workers the ability to negotiate for better wages, working conditions, and benefits. 

Reasons Why Labor Unions Need Legal Representation

Continue reading “Why Labor Unions Need Legal Representation”

What is the Personal Injury Statute of Limitations in Florida?

If you were recently injured due to another party’s negligence, you may be able to reap compensation through a personal injury lawsuit. However, there are many factors to consider before filing a case, including the statute of limitations.  

In Florida, various statutes of limitations are imposed on personal injury lawsuits. A statute of limitations is a law that specifies an amount of time following the offense that parties have to initiate legal action. Once this window passes, the parties can no longer take legal action. 

In this article, we’ll discuss the statute of limitations for personal injury claims in Florida, as well as what it might mean for your case.  Continue reading “What is the Personal Injury Statute of Limitations in Florida?”

Why You Should Hire a Foreclosure Defense Attorney

Facing foreclosure on your property is often stressful and discouraging. However, with expert guidance from a foreclosure defense attorney, you can address legal issues with greater confidence and efficiency. 

Key reasons to hire a foreclosure defense attorney include:

Prevent Additional Lawsuits On The Same Property

Numerous loans are being sold, transferred, and divided at any given time. This creates the possibility for two separate lenders to file a foreclosure lawsuit on one note and mortgage.

However, under Florida law, lenders must jump through several hoops to prove that they’re entitled to foreclosure. With this in mind, hiring a foreclosure defense attorney can help you prevent a second party from filing another lawsuit on the same note or mortgage.  Continue reading “Why You Should Hire a Foreclosure Defense Attorney”

What Is Personal Injury Protection?

If you’re a Florida driver, you’ve heard of personal injury protection (PIP) insurance. This form of auto insurance is required in a handful of states in the U.S. and is also referred to as no-fault insurance. 

In this article, we’ll cover everything you need to know about PIP insurance and how it may affect you after an auto accident in the Sunshine State. 

How Does PIP Insurance Work?

PIP insurance is required for all motor vehicle owners registered in Florida, as well as those in Hawaii, Kentucky, Kansas, Michigan, Massachusetts, Minnesota, New York, New Jersey, Pennsylvania, North Dakota, Utah, and Puerto Rico. It covers 80% of the cost of medical care for any injuries that you and your passengers sustain in an auto accident, regardless of whose considered to be at fault for the crash. Continue reading “What Is Personal Injury Protection?”

Understanding Contingency Fees

If you’ve been seeking a personal injury attorney, you may have come across contingency fees. Though contingency fees may be used for many types of cases, they’re particularly common for personal injury cases. 

Understanding this form of payment before you hire an attorney is crucial. In this article, we’ll cover the details of contingency fees and how they can benefit personal injury victims. 

What Are Contingency Fees?

If you hire a lawyer on a contingency basis, it means that you’ll only pay if the lawyer successfully recovers compensation for your losses. In other words, the attorney’s payment is contingent on the success of the case. 

Contingency fees are calculated as a percentage of the compensation that your attorney recovers in the case. You’ll agree on this percentage before hiring the personal injury attorney, though it typically ranges from 33% to 40% of the total settlement. Continue reading “Understanding Contingency Fees”

Does Florida Law Require Employers to Give Overtime Pay to Employees?

It’s crucial to understand your rights as an employee in Florida. You deserve to be fairly compensated for your work, especially if that work falls outside the regular workweek. 

In this article, we’ll discuss the overtime protections that employees are granted under Florida law. 

Overtime Protections Under The FLSA

The Fair Labor Standards Act, or FLSA, is a federal law that sets regulations for minimum wage, recordkeeping, youth employment, and overtime for most professions. While Florida doesn’t have state laws for overtime compensation, Florida employees are protected under the FLSA.  Continue reading “Does Florida Law Require Employers to Give Overtime Pay to Employees?”