If an automobile accident leaves you traumatized, injured, and vehicle-less, are you prepared to respond? Most people can’t absorb that type of financial shock without turning their lives upside down. So, what happens if the driver responsible for your accident is uninsured or underinsured?
You suddenly find yourself left with all of the injuries and no way to obtain financial compensation for your medical bills, lost wages, and pain and suffering. You don’t need to accept this type of situation and deal with the ripples for years to come. By making sure you’re covered with uninsured motorist insurance, you won’t be left in the lurch.
Do You Have Uninsured/Underinsured Motorist (UM/UIM) Coverage?
UM/UIM coverage is nothing short of essential to every single driver on the roadway. State statutory laws require insurers to offer UM/UIM insurance that provides compensation if you’re injured by another driver without insurance. UM coverage even comes to the rescue in hit-and-run situations when you have no other way to track down the person who hurt you. Continue reading “Uninsured Motorist Insurance: What Is It and Do I Need It?”