How to File a Florida Uninsured Motorist Claim

20.4% of motorists in Florida are uninsured, making it the 6th highest state for uninsured drivers. With this statistic in mind, many Floridians are at risk for steep out-of-pocket costs if they’re in an accident with an uninsured driver. 

Thankfully, there is a way to protect yourself against this possibility: uninsured motorist coverage. It provides compensation for costs not covered under PIP and property damage insurance, such as accident-related medical treatment, lost income, work limitations, and “pain and suffering”. 

Let’s go over how to file an uninsured motorist claim in Florida for the best possible chance of claim approval.  Continue reading “How to File a Florida Uninsured Motorist Claim”

When to Hire an Attorney to Help With Your Hurricane Ian Claim

Hurricane Ian struck Southwest Florida on September 28, eventually becoming the third most expensive weather disaster ever recorded. The flood and wind losses for this disaster have been estimated at between $41 billion and $70 billion. What’s more, Ian damaged an estimated 30,000 homes and destroyed around 5,000 homes in Florida, leaving thousands of Floridians in need of insurance compensation to repair the damage. 

If you filed an insurance claim for damage sustained during Hurricane Ian, we hope that the process went smoothly. But, if you’re dealing with claim denials, lowballs, or delays, it’s time to contact an attorney. An experienced hurricane claim attorney can deal with the insurance company on your behalf and fight for your rightful compensation. Continue reading “When to Hire an Attorney to Help With Your Hurricane Ian Claim”

Do I Really Need a Lawyer for a Car Accident in Florida?

After being involved in a car accident in Florida, you may (understandingly) feel overwhelmed. Between dealing with injuries, car damage, insurance claims, and your regular responsibilities, managing the aftermath of a car crash can feel like a full-time job. But, do you really need a lawyer to help with the process? Continue reading “Do I Really Need a Lawyer for a Car Accident in Florida?”

Defining Sexual Harassment in Florida

In Florida, employees are protected against sexual harassment under both Florida law and federal law. These protections apply to public and private employers with at least 15 employees and cover two different types of sexual harassment: hostile work environment and quid pro quo. 

This article will discuss the scenarios that constitute sexual harassment under Florida and federal law.  Continue reading “Defining Sexual Harassment in Florida”

What is Distracted Driving?

Distracted driving caused 3,142 deaths in 2020 alone. Considering this troubling statistic, understanding the dangers of distracted driving can help reduce car accidents and the potentially life-threatening injuries that they often cause. 

Defining Distracted Driving

Distracted driving is defined as any activity that takes attention away from driving. Some of the most common distractions on the road include: Continue reading “What is Distracted Driving?”

The 12 Most Common Causes of Car Accidents

No matter its cause, a car accident is an often stressful and potentially devastating life event. Between medical bills, lost wages, and property damage, the aftermath of a crash can leave you in a difficult spot. 

While a car accident attorney can help you obtain compensation for your losses after a car accident, prevention is always preferable. Below, we’ll list the 12 most common causes of car accidents to watch out for and avoid. 

1. Distracted Driving

Whether you’re checking your texts, chatting on the phone, or eating a snack, being distracted while driving is extremely dangerous and a leading cause of car accidents today.   Continue reading “The 12 Most Common Causes of Car Accidents”

The Importance of Filing a Police Report After a Car Accident

Following a car accident, most people are, understandably, overwhelmed. Between seeking medical care for any injuries, talking to the other driver, and dealing with car repairs, filing a police report may not be the first thing on your mind. However, in Florida, all accidents must be filed for a police report if there’s more than $500 in property damage, if there are any complaints of injury, or if the accident was caused by an intoxicated driver. 

Regardless of these requirements, filing a police report is important for your insurance claim after a police report. Here’s why:

Record Contact Information

Contact information for the other driver and his or her insurance company will be included in the police report. The report may also include contact information for any witnesses of the crash. This information will become necessary when you file an insurance claim.  Continue reading “The Importance of Filing a Police Report After a Car Accident”

What to Consider When You’re Hiring a Lawyer for Insurance Claims

The insurance claim process can be complicated, to say the least. Insurance claims are frequently denied, making it difficult to receive the compensation that you deserve after an accident. 

In many cases, people need legal representation to get their insurance claims approved on time and in full. Read on to learn about the factors to consider when hiring an insurance claim lawyer. 

When To Hire a Lawyer For an Insurance Claim

First off, let’s cover the types of insurance claims that you’ll likely need an attorney’s help to settle successfully: Continue reading “What to Consider When You’re Hiring a Lawyer for Insurance Claims”

Tips For Dealing With A Difficult Insurance Claim Adjuster

Filing an insurance claim after a car accident, hurricane, or another unforeseen event can be stressful, to say the least. But, if you’re assigned a difficult insurance claim adjuster, the claims process can become far more complicated. 

To simplify the claims process with a challenging adjuster, follow these tips:

Study Up On The Florida Insurance Claims Process. 

Understanding the Florida insurance claims process can give you confidence in dealing with a difficult adjuster. Knowledge is power, after all! Thankfully, there are many online, easy-to-understand resources that provide valuable information about the claims process. We also offer information on our website about insurance claims and when it’s time to reach out to an insurance attorney.  Continue reading “Tips For Dealing With A Difficult Insurance Claim Adjuster”

Understanding Collective Bargaining in Florida

Collective bargaining refers to the process of negotiating contracts with an employer through a chosen bargaining agent to determine the worker’s pay, hours, benefits, time off, safety restrictions, work-life balance, etc. It’s used as a way for workers to resolve workplace issues. 

Understanding the collective bargaining process in Florida can help employees more effectively resolve issues and concerns. 

Collective Bargaining Basics

Generally, employees use a labor union as a representation for collective bargaining. The goal of this process is to settle on an agreement or contract (often called a collective agreement) that presents and settles employees’ grievances. Additionally, collective bargaining typically takes place when workers’ contacts are being changed or are up for renewal.  Continue reading “Understanding Collective Bargaining in Florida”