Author: Danielle Birriel

When our loved ones get older, they often end up no longer being able to live on their own and care for themselves. We put our trust in nursing homes to provide them with professional medical treatment, and to treat them with the kindness and respect they deserve. Unfortunately, there are many instances where nursing homes take advantage of the vulnerability of the elderly and are negligent in their medical care or even abusive emotionally. If you suspect your loved one is suffering from nursing home neglect, it is important to take the necessary steps to right this injustice.

Document Everything

Document everything you see with photographs. You cannot simply rely on the nursing home’s medical records, especially if you suspect they are being noncompliant with health standards. One common sign of neglect is deep bedsores; these can develop if the staff are not regularly rotating the patient on the bed. These sores can progress until they reach the bone, and will continue to worsen if the staff does not treat the wound correctly. Also be sure to look for any bodily wounds and take photographs if you find them. You should also take any photos of unclean or unsafe conditions that you come across. Continue reading “What To Do if You Suspect Nursing Home Neglect” →

Water damage is one of the most common reasons that homeowners file insurance claims, but it’s also one of the claims most commonly denied by insurance companies.

What Is Water Damage?

Water damage can occur in many different forms: flooding, sudden accidents, sewer backups, storm water damage, and gradual damage. In general, insurance defines water damage as any problems caused by water before it comes in contact with the ground:

• A severe rainstorm that soaks through your roof and damages walls and floors
• A pipe that bursts, saturates ceiling below
• A toilet that overflows and soaks bathroom floorboards
• A hailstorm that breaks windows and allows water to enter

Continue reading “What Happens If My Homeowner’s Insurance Denies My Water Damage Claim?” →

Even if you are a safe driver, there’s always a risk that a negligent driver on the road will cause an accident that leaves your car damaged and your body injured. As soon as an accident occurs, it’s essential for you to respond with these five steps. Taking the right measures will help you increase your odds of being awarded compensation for your pain, suffering, and financial costs.

Call the Police

After checking for injuries, call the police immediately. Even a relatively minor accident should still receive police attention in order to formally document the events. Get a copy of the police record for yourself as leverage in your insurance claim.

Collect Information

It is essential to collect the insurance information of the other drivers involved in the accident. Write down the name, address, phone number of each individual, as well as the name of their insurance company and policy number. Also jot down the car’s make, model, and tag number.

If any other drivers or bystanders witnessed the accident, take down their names and phone numbers as well. You could even ask them to record a statement of the accident, since memory fades quickly after such an event. Continue reading “Involved In a Car Accident: 5 Things You Need to Do Right Away” →